Tools & Calculators
Free calculators and document tools for income tax, GST, TDS and personal finance. Everything runs in your browser, nothing you enter or open is stored, and each tool produces something you can print, download or save.
Income Tax Calculator — Old vs New Regime
Compare both regimes side by side for Tax Year 2026-27 and see which one costs less, with a full head-wise computation you can print.
- Slabs under Section 202(1) and the First Schedule
- Rebate under Section 156 with marginal relief
- Exempt allowances capped at their statutory limits
- Capital gains under Sections 196, 197 and 198
- Crypto and virtual digital assets at a flat 30%
- Printable computation sheet and PDF download
Advance Tax Calculator & Instalment Planner
Work out what is due at each instalment date, and what interest is running if a date was missed.
- Instalment schedule under Section 408
- Live countdown to the next due date
- Interest under Sections 424 and 425
- The 12% and 36% tolerance applied correctly
- Relief for income arising late in the year
- Payment plan with challan particulars
HRA Exemption Calculator
Work out the exemption on house rent allowance and what it is actually worth against the new regime.
- Least of the three tests, computed month by month
- Handles a change of city or rent during the year
- Metro and non-metro rates applied automatically
- Shows the effect on your regime choice
EMI Calculator
Monthly instalment, total interest and a full amortisation schedule for a home, vehicle or business loan.
- Instalment, total interest and total outgo
- Month-by-month amortisation schedule
- Effect of part prepayment on tenure and interest
- Downloadable repayment schedule
Bank Statement Analyser
Load a CSV or Excel statement and see where the money went, month by month.
- Totals, closing balance and average balance
- Spending sorted into categories from the narration
- Counterparties ranked, and regular payments picked out
- Cash movement totalled separately
- Printable summary and a downloadable table
GST ITC Reconciliation
Match purchases in your books against GSTR-2A and GSTR-2B, invoice by invoice.
- Multi-field matching on invoice, GSTIN, date and value
- Mismatches separated from invoices the vendor never filed
- Rate-wise and party-wise summaries
- Vendor follow-up list for credit still to come
GST Late Fee & Interest Calculator
Late fee and interest on a delayed GSTR-1, GSTR-3B or annual return, worked out to the day.
- Late fee per day with the prescribed ceilings
- Separate treatment of nil returns
- Interest on the net cash liability
- Return-wise and period-wise summary
TDS Late Fee & Interest Calculator
Interest on late deduction and late payment, plus the late filing fee on a delayed TDS return.
- Interest for late deduction and late payment
- Late filing fee with the statutory cap
- Quarter-wise computation
- Summary ready for correction statements
PDF Tools
Merge, split, reorder, number and watermark PDF files without uploading them anywhere.
- Merge several PDFs into one, in your own order
- Keep, delete, reorder or rotate pages
- Split into separate files by page or by range
- Turn JPG and PNG images into a single PDF
- Add page numbers or a watermark
- Runs entirely in your browser \u2014 nothing is uploaded
GST Due Date Calendar
Month-by-month due dates for every GST return, with turnover and scheme filters.
- GSTR-1, GSTR-3B, CMP-08 and annual returns
- Monthly and quarterly filers handled separately
- Highlights what is due next
- Whole-year view you can print
Disclaimer
This calculator is provided only to give quick and easy access to a basic tax calculation. It does not purport to give a correct computation of income or tax in every circumstance. For filing a return, or for any other statutory use, the exact computation should be made under the provisions contained in the relevant Acts, Rules and notifications, and a professional should be consulted before any final decision is taken. The output is for information only and no liability is accepted for any action taken on the basis of it.